John Cowin
As co-owner of Central State Agency, John has a successful career as a Real Estate Broker, Certified General Appraiser, and insurance agent. John is a preeminent leader in agland sales in Kossuth, Winnebago, Emmet, and Hancock Counties in Iowa and land sales in Faribault and Martin County in Minnesota, selling up to 2,000 acres annually. John also has been involved in many residential and commercial real estate sales.
John’s expertise in real estate appraisals fosters his knowledge of current land values and sales to better serve his clients. Farmland is a great investment as John knows firsthand with his acquisition of over 600 acres of farmland in northern Iowa. As a farm manager, John works with both owners and operators to arrive at equitable rents and a good return on investment. John graduated with a business degree from the University of Northern Iowa and has thousands of continuing education hours that give him a breadth of knowledge in all areas of real estate, investments, and agriculture. Throughout his years in business, John values the relationships he has gained as clients become friends.
John is active in various community and church organizations, including a 30+ career as a volunteer firefighter, a trustee to an area hospital, and a mutual insurance board director. John is a devoted husband, father, and grandfather, who also enjoys, golf, fishing, and spending time on the lake.
Our Properties
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Kossuth County, IowaCharming Home in a Quiet Neighborhood! Sale Pending! Welcome to the good life! This three bedroom, one bath home is located in a peaceful, well-established neighborhood. This inviting property features several modern upgrades while maintaining its cozy charm — perfect for first-time buyers, small families, or anyone looking to downsize in comfort. Enjoy the benefits of newer windows and siding, offering improved energy efficiency and curb appeal. The home also boasts a brand-new furnace and central AC unit, ensuring year-round comfort. A new garage door system is included and ready to install for added convenience. Inside, you'll find a bright0.13± acres$79,900
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Kossuth County, IowaNEW LISTING! Inviting 2-Bed, 2-Bath Home in Bancroft, IA Move right into this wonderful 2-bedroom, 2-bath home in the inviting community of Bancroft, IA! Enjoy an open, light-filled layout with spacious living area. Get your work done in the comfort of your home office! The large basement provides extra storage or hobby space. Relax in your 3-season screened-in porch, and enjoy small-town living at its best — close to parks, restaurants, pool, and downtown. Move-in ready and full of charm — this one won’t last long! Contact our office today for your own private showing! Bancroft Office: (515) 885-2649 Buffalo0.12± acres$74,999
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Kossuth County, IowaKOSSUTH COUNTY FARMLAND FOR SALE IN GRANT TOWNSHIPSALE PENDING 6/3/2025 LEGAL DESCRIPTION: SE1/4 Section 29 T100N-R29W of the 5th P.M., Grant Township, Kossuth County, Iowa, EXCLUDING acreage in SE corner of farm. ACRES: 155.00 Gross Acres M/L 150.71 FSA Tillable Acres M/L CSR2: 80.90 MAJOR SOIL TYPES: Canisteo, Nicollet, Storden, Crippin, Clarion, Harps WETLAND STATUS: NHEL No wetlands per wetland determination, 04/15/2002 FSA INFORMATION: Corn - Base: 114.1 acres Yield: 156 bushels (PLC) Soybeans - Base: 36.61 acres Yield: 42 bushels (PLC) REAL ESTATE TAXES: $4,086; taxes will be prorated to possession. AVAILABLE155± acres$1,782,500
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Kossuth County, IowaNewly Listed Spacious 2-Bedroom Home! PRICE REDUCED from $189,900 to $169,900! Welcome to your new home in the charming community of Ledyard, Iowa! This spacious 2-bedroom, 3-bath home offers an incredible amount of living space, perfect for families, first-time buyers, or anyone looking for room to spread out and grow. Step inside to find a large eat-in kitchen featuring ample cabinetry and counter space. The main floor includes two generously sized bedrooms and two bathrooms, along with the living room and a separate office area. Head downstairs to discover a large family room, as well as bonus rooms0.52± acres$169,900
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Winnebago County, IowaModern Luxury Meets Timeless Comfort in This Fully Renovated Two-Story Gem! PRICE REDUCED! MOTIVATED SELLER! Schedule your showing TODAY!! This 2 bedroom home offers a blend of modern luxury, contemporary design, and a convenient location - only one block from the school. The details throughout this home are impeccable from the premium flooring to the custom cabinetry and quartz countertops, as well as the stunning tile shower. Oversized windows flood the interior with natural light, creating a warm, inviting atmosphere throughout the day. The west-facing front porch is the perfect spot to unwind and soak in breathtaking sunsets. Schedule a0.13± acres$200,000
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Winnebago County, IowaNEW LISTING! 4-bedroom Home in a Great Neighborhood PRICE REDUCED 8/8/25 from $219,000 to $209,000 This beautifully-maintained 4 bedroom, 2 bath home is situated on a nice corner lot. Indoors, the layout features a formal dining room, attractive kitchen, main floor laundry, and a large master bedroom. Outdoor living is a highlight with a private patio complete with a pergola - ideal for your own relaxing retreat or gathering with friends and family. With quality finishes throughout, this home checks all the boxes. Additional features: Two full bathrooms Fireplace Attached, 2-stall garage Nice, shaded corner lot Appliances included:0.19± acres$209,000
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Kossuth County, IowaKOSSUTH COUNTY FARMLAND FOR SALE IN FENTON TOWNSHIP PENDING LEGAL DESCRIPTION: W1/2 NW1/4 Section 22 T97N-R30W of the 5th P.M., excluding Parcel B in the NW1/4 NW1/4 described by survey doc 2025-1736 Kossuth County, Iowa ACRES: 77.00 Gross Acres M/L 72.07 FSA Tillable Acres M/L CSR2: 80.30 MAJOR SOIL TYPES: Webster, Clarion WETLAND STATUS: No current wetlands determination FSA INFORMATION: Corn - Base: 36.60 acres Yield: 164 bushels (PLC) Soybeans - Base: 35.60 acres Yield: 42 bushels (PLC) REAL ESTATE TAXES: $2,036; taxes will be prorated to possession. AVAILABLE TO FARM 2026 CROP77± acres$975,000
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Emmet County, IowaEMMET COUNTY FARMLAND FOR SALE IN ARMSTRONG GROVE TOWNSHIPSALE PENDING 6/3/2025 LEGAL DESCRIPTION: NE1/4 SW1/4 and NW1/4 SE1/4 Section 22 T99N-R31W of the 5th P.M., Armstrong Grove Township, Emmet County, Iowa ACRES: 48.93 FSA Tillable Acres M/L 26.81 Pasture Acres M/L 4.26 Roads/Waste Acres M/L 80.00 Gross Acres M/L CSR2: 72.50 MAJOR SOIL TYPES: Clarion-Storden, Nicollet WETLAND STATUS: No wetland determination completed. FSA INFORMATION: Corn - Base: 49.80 acres Yield: 158 bushels (PLC) Soybeans - Base: 20.00 acres Yield: 41 bushels (PLC) REAL ESTATE TAXES: $1,686; taxes will be prorated to80± acres$640,000
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Faribault County, MinnesotaFARIBAULT COUNTY FARMLAND FOR SALE IN LURA TOWNSHIP Sale pending! LEGAL DESCRIPTION: SE1/4 SE1/4 Section 19, SW1/4 SW1/4 Section 20 T104N-R26W of the 5th P.M., Faribault County, MN ACRES: 80.00 Gross Acres M/L 77.98 FSA Tillable Acres M/L - includes 3.57 Acres CRP - 2 CRP contracts, annual payment of $685, expires 9/30/2030 CPI: 83.70 MAJOR SOIL TYPES: Waldorf, Beauford WETLAND STATUS: There is not wetland determination. NHEL FSA INFORMATION: Corn - Base: 41.65 acres Yield: 170 bushels (PLC) Soybeans - Base: 31.41 acres Yield: 39 bushels (PLC) REAL ESTATE TAXES: $3,57680± acres$750,000
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Kossuth County, IowaKOSSUTH COUNTY FARMLAND FOR SALE IN LEDYARD TOWNSHIP Sale Pending LEGAL DESCRIPTION: W1/2 SW1/4 Section 34 T99N-R28W of the 5th P.M., Ledyard Township, Kossuth County, Iowa ACRES: 80.00 Gross Acres M/L 77.53 FSA Tillable Acres M/L CSR2: 79.70 MAJOR SOIL TYPES: Canisteo, Okoboji, Clarion, Harps WETLAND STATUS: NHEL No wetland determination FSA INFORMATION: Corn - Yield: 156 bushels (PLC) Soybeans - Base: 77.49 acres Yield: 42 bushels (PLC) REAL ESTATE TAXES: $2,975; taxes will be prorated to possession. AVAILABLE TO FARM 2026 CROP YEAR. LISTING PRICE: $900,000 CONTACT OUR REAL ESTATE TEAM FOR80± acres$900,000